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The Affordable Land and Housing Data Centre (al+hdc) is an initiative focused on the lower segment of South Africa’s property market. Drawing deeds data from the South African deeds registry and survey data from StatsSA and other sources, the al+hdc provides information on all neighbourhoods in South Africa where the average property price is less than R500,000. To read more about how suburbs were selected, click here

Data is provided at the neighbourhood level. The al+hdc provides information into the purchase price, the type of buyer and seller and level of mortgage finance in the affordable segment of the market. Consolidated analysis includes trends, levels of churn in different areas and the average value of properties. Further, the latest research on the affordable land and housing market, can be accessed.

The al+hdc is a joint venture between FinMark Trust and Urban LandMark, with support from Lightstone Property Services and Eighty 20.


Did you know?

Of almost 6 million residential properties on the Deeds Registry, 3.5 million (58%) are valued at less than R500,000. Of about 6886 suburbs on the deeds registry, about 3500 have an average property value of less than R500 000. This is the target market of the al+hdc. And:
  • Just under half (47%) of affordable market properties are found in former-black townships
  • Only about 4% of properties in the affordable market are in Sectional Title schemes
  • So far, in 2010, 80% of all new build has been in the affordable market; vs. about 35% of all resale
  • Of almost 6 million residential properties on the Deeds Registry, 3.5 million are valued at less than R500 000. The Free State is the most affordable province, with 83% of its properties valued at less than R500 000 each
  • The ABSA house price index (September 2010) estimates that the average nominal value of a home in the small houses (80m2-140m2) segment of the market is about R837,100

Registrations

Repeat Sales

Mortgages

View additional mortgage indicators

View suburb indicators

View mortgage performance indicators

*Please note the new registration and resale indicators use the 'Offer to purchase date' while the mortgage indicators use the 'bond registration date'

Indicators for Q4 2011
Bond amount Mortgages Registered Value of mortgages (R000's) Average Loan to Value (LTV)
<R50,000 421 15 779 39.6%
R50,001-R100,000 975 77 940 62%
R100,001-R150,000 810 105 551 78%
R151,000-R200,000 889 161 949 89%
R201,000-R250,000 919 214 207 93%
R251,000-R300,000 1 503 423 288 96%
R301,000-R350,000 1 464 484 346 97%
R351,000-R400,000 1 457 554 034 96%
R401,000-R450,000 1 136 487 786 96%
R451,000-R500,000 861 413 903 98%
R500,000+ 2 213 11 886 442 95%
Indicators for Q4 2011
Purchase price of properties Resales Registered Percentage Bonded Average Loan to Value (LTV)
No sale price 23 551 0 NO LOAN OR SALE PRICE
<R50,000 1 271 27 115%
R50,001-R100,000 770 99 88%
R100,001-R150,000 529 95 97%
R151,000-R200,000 602 152 98%
R201,000-R250,000 483 154 98%
R251,000-R300,000 641 235 99%
R301,000-R350,000 797 243 97%
R351,000-R400,000 651 286 97%
R401,000-R450,000 469 211 97%
R451,000-R500,000 432 177 93%
R500,000+ 1 005 393 91%
Indicators for Q4 2011
Purchase price of properties New Houses Registered Percentage Bonded Average Loan to Value (LTV)
No sale price 2 437 0 NO LOANS
<R50,000 17 0 NO LOANS
R50,001-R100,000 11 0 NO LOANS
R100,001-R150,000 0 0 NO LOANS
R151,000-R200,000 1 1 100%
R201,000-R250,000 0 0
R251,000-R300,000 1 1 120%
R301,000-R350,000 9 0 NO LOANS
R351,000-R400,000 16 4 91%
R401,000-R450,000 3 3 97%
R451,000-R500,000 2 2 100%
R500,000+ 5 2 103%

Focus on Mamelodi Sun Valley

Mamelodi Sun Valley contains 504 residential properties. The average sale price for the year ending 31 March 2012 between individuals was R408,125. Click on the links below to find out more about this suburb